Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Jul 2, 2017

If wishes were horses, we'd all be eating steak

Here is where things currently stand; there is a little pie shaped lot nestled in an older housing plan for $11,000. There used to be a house on the property but it was demolished a few years back- which means utility hook ups already in place! There is the ever present issue of legality and money. The township this pie piece is located in does not allow any RVs to park anywhere. Slowly there has been progress in different areas of the country to legally allow tiny homes, so I am not discouraged by the current zoning laws. The money is another battle.

Even with diligent saving, I am not even halfway to purchasing just the land. Then I'd need funds for the actual house. Loans for land, I'm learning, are not as easily granted as for homes. Factor in my limited credit history, student loans, and meager income- few banks are likely to be supportive.

When I left my apartment to move back with family, I believed it would be a temporary situation. One or two years tops before I'd be living in my tiny home. It will be three years in the fall, and despite small steps- moving into my house is still years away. Time to reevaluate my strategy.

At first it felt as though moving into an apartment would be giving up on my tiny house. But if I am going to invest such a large amount of time and money into a project, I want to do it right. I don't want to rush construction, buy subpar materials, and I really don't want another loan over my head. Not having my own place has made me anxious to jump into the water head first without checking the depth. One piece of advice from multiple tiny home builders is to take the time to research and plan before building.

So that is where things stand. My goal of living tiny before I'm 30 is no longer feasible, a realization that lifted a weight. The stress of bringing this large project together in a short amount of time has dissipated, just leaving the stress of finding an apartment, trying to find freelance work, getting some semblance of a social life, being aware of current events but not overwhelmed by the news, learning how to meal plan, planting the right flowers so bees don't die out....


Apr 26, 2017

Back in the Burgh

I have returned from my adventures in the Rockies in one piece, though burned in some places. But I climbed a friggin' mountain and now feel determined to fight just as hard to get my tiny home completed. Hopefully it be quite as physically painful... Here are some snapshots from the trip!

5th generation cowgirl lead us through the mountains.

Why am I smirking? Just conquered a friggin' mountain!

Even in the beginning of spring, it is magical here.

While I was away, my wonderful brother, his energetic wife, my supportive father, and a reliable friend from church picked up the science cabinets I hope to use in my kitchen. Even if they think I'm crazy (which I'm sure they did before I ever started this tiny house adventure!), my family has been wonderful through this journey. I don't think I would have ever attempted this without such open minded and supportive people in my life. :) My cabinets are now added to my accumulated inventory and await the construction phase.

Anyone else ever travel halfway across the country to avoid heavy lifting?

On the subject of land, I may have mentioned before there were two properties I was excited about possibly purchasing. They were in neighborhoods I liked (close to work and good dog walking roads) and under $20,000. Before my trip I had driven past them both and was very disappointed to find the land very uneven and wooded- making them practical for my home would likely be out of my budget. My aunt is in reality and was able to talk with the representing agents, but I haven't touched base with her since returning from Colorado. Fingers crossed she has encouraging news!

Another big purchase I made recently was for a tiny house bundle from Ok Tiny that included blueprints for multiple houses from multiple designers, books about downsizing, personal tiny house stories, classes on Sketch Up, etc. It was $99, and I cringed making the payment but think the plethora of resources will be worth it.

I'll leave you with an image of the creepiest motel sign in Colorado, possibly the nation.




Mar 10, 2016

Construction Junction, what's your function?

 A unique situation has fallen into my lap. One of the trailer makers I contacted has a 24" low-utility trailer already made to sell. Pros of this development is my build could start by the end of this month. Cons are two of man's greatest enemies: time and money. I had hoped to save enough money to avoid taking a loan out and I am not close at this point. I was also expecting to have a few weeks while waiting for the trailer to be built to finalize my design. Besides my front door, I have no other materials or even the exact plans for the house.

Not helping this decision is the rollercoaster life has been in just the past week. I learned that I don't actually have lyme disease; someone had misread my initial blood work. While there are still some tests the doc wanted to run, it seems most likely all the health issues I've been having the past few months were all from stress. STRESS! Sure, it is a relief to not have a serious disease but it is slightly embarrassing that my body was just flipping out on itself from living life. Also, there isn't a pill to take and fix stress (well, any legal ones that don't cause lifelong ramifications or death).


On a more uplifting note, I took my first trip to Construction Junction! This store boasts a huge warehouse of materials from hardware to toilets in every color. I had hoped to find my windows, but there was nothing that grabbed my attention. What I did find was a box old key hole covers for $1 each (and while it wouldn't break my budget, my dad was sweet and insisted on buying them for me). They are perfect additions to my type drawer display.



One of the few decorations that will definitely be in the tiny house.

So there is a big decision to be made in the next few days that could possibly jump start my build. At this point I have no idea which way I am leaning. Until next time...

Feb 26, 2016

Money for nothin' and your tiny houses for free

Last post I mentioned my need for cash to fund my project. I am not looking for handouts while binge watching Agent Carter, I would rather work for everything I earn. Currently working a full time job at a nonprofit hasn't been the most lucrative business choice, but it gives me more happiness and purpose.

To compensate, I am advertising art commissions!  Like most of my generation, I have a degree in something completely different and unrelated to my current career. Though it isn't quite a shocker to not find a job with an art degree in any economy... Anyways, I am taking requests and it doesn't have to be a grand oil portrait. Below are some of the Valentine's Day cards I made for my co-workers.

"Roses are red, violets are blue, I don't know about grass because I have dichromatic vision."
"I want to go slow with you!"
"I'd watch the world end with you."
If you'd like your own one of a kind illustration for yourself or as a gift, it only costs $15! Not only will you get a unique piece of art, but you will know your purchase went to a positive cause and not a secret booze habit. Mostly because I don't drink (I just don't like the taste, it isn't that weird. Stop looking at me like that...). Few rules to keep in mind:
     1. No porn. I'll consider artistic nudity depending on the context.
     2. No violence to innocents. Killing zombies- hokey dokey. Kicking puppies- no deal. 
     3. While the original art is yours, I retain the rights to anything created by my hand. So no making          copies of anything to sell on the street corner. 

Most of my portfolio is viewable at Melanie Loves To Draw and my deviantArt page. To make a commission request, just send me a message or write a note when making a donation to my Crowdrise: Trailer Fund. My pencil and brush await your orders!


Feb 20, 2016

I actually didn't sell my last trailer, I just forgot where I parked it.

It is February and Jack and I took a walk today. Without hats, scarves, or coats. It was glorious! It also proved to be a pit terrifying since I set a goal to begin building my house this spring. This involves taking the first major step of this process, buying the trailer. These wheels are the foundation of the home, making it an extremely crucial purchase and it can also be the most expensive purchase. Needless to say I am freaking out a bit and have self prescribed binge watching Parks and Rec to keep calm.


1. First, there is the style and length of trailer to consider . This is one of the few choices I am 99% sure about. 24ft seems to be the longest length that doesn't jump the price too high. For the style, I am leaning toward the 'low-wider' design. This has the bed of the trailer being cut into by the wheel wells, which gives you maximum width and height. As a human being, I reserve the right to change my mind on this multiple times.

courtesy Tumbleweed Tiny Homes

2. While the first tiny houses were surely built on tweaked utility trailers, I am not handy enough to go that route. Also, quite a few companies have sprung up offering trailers specifically for building a house on. Like any major purchase, you have to do your research on the product. Knowing absolutely nothing about trailers, road regulations, weight limits turns out to be extremely unhelpful.

3. Tying into my choice of builder is their location. Though there are a plethora of tiny trailer builders across the country, none reside in Pittsburgh. At this time the closest one I have found is 3 hours away. The delivery fee is $600. For perspective, that is more than half a paycheck for me. Or I could tow it myself with my Kia Rio! No, I'd rent a truck. I don't think my Kia could tow...anything. At the moment I am waiting to hear from two companies about locations for dealers. Fingers crossed there is one in my backyard I was unaware of because of my Parks and Rec addiction.

4. MONEY. Most of the companies I am researching offer financing, I was hoping to purchase my trailer up front. Currently I have almost $3,000 saved, for my whole build. Even with using recycled materials I can't build a house on that. A fellow tiny builder mentioned she didn't want handouts and is working multiple jobs to build her home. I admire her tenacity, but I will gladly take any and all handouts. Those that don't know, I work in animal rescue. A very rewarding but low paying and exhausting profession. Part of my reasoning for building a tiny house is to allow me to stay in this profession. So if you want to throw stacks of cash at me, check out the link to my Crowdfunder to the right. BUT, I am not just asking for something for nothing. I am in the process of trolling people for art commissions. More on that later with lots of pretty pictures.

Maybe by my next post some of these problems will have solutions. Until then, I shall keep repeating my mantra...
via Paper Love Songs

Mar 9, 2015

Winter is not my friend

These recent months I have learned some things do not help when planning a tiny house:
1. Working multiple jobs
2. Sliding on black ice into three cars
3. Catching a violent flu bug


On another note, how would you like a cute little house drawing? For everyone that helps by donating to my trailer fund, they get a one of a kind drawing.

Jan 17, 2015

Grab that cash with both hands and make a stash


Money can't buy happiness, but it can help fund the building of my tiny house...
The biggest purchase for me will be the trailer on which to build said home. While I plan on using reclaimed materials for much of the house, this is the one item that I was hesitant about buying used. Prepping a used trailer for a home seemed more stress and work than it's worth. I've decided to invest money into a trailer specially designed for a house, that would be a sturdy foundation for my home for years. 
Currently I have one full time job, one part time job, and two intermittent jobs. Student loans and car repairs keep me from rolling in Benjamins, or buying the trailer for my tiny house in the time frame I'm working on. That is why I am requesting donations. I already have received two unsolicited gifts because I have some fantastic family and friends.

My first donation from my fantastic brother and his wonderful wife.
Should you want to help as well just head over to my CrowdRise page. No amount is too small and every donor will get a little gift from me along with my sincere gratitude!

$1 donation: 
Hug from me!
Those not close enough to receive a hug directly will be mailed one.

$10 donation:
Drawing straight from my sketchbook

$45 donation:
Small watercolor illustration of your own choosing

$100 donation:
Homemade meal (promised to be edible and includes dessert)

$500 donation:
Sleepover in the completed tiny house! Includes dinner, movie marathon, junk food galore, and unlimited laughs.

What are you still doing reading this? Hurry and grab your wallet! Don't worry, I'll be here when you get back.